Frequently Asked Questions
- » Who is required to provide Workers' Compensation coverage?
- » What must an employee do when an injury occurs?
- » What is the procedure to add a new employee to an existing BCBS Life & Health group?
- » What is the procedure to remove an employee from Health group coverage?
- » Is flood covered under my homeowner's policy?
- » Can anyone purchase flood insurance?
Who is required to provide Workers' Compensation coverage?
Any employer who employs three or more employees.
For more on Worker's Compensation click here.
NOTE: Every executive officer selected or appointed and empowered in accordance with the charter and bylaws of a corporation is considered an employee of such corporation. For example, a corporation with two officers and one employee would be required to provide Workers' Compensation coverage. Any employer in which one or more employees are employed in activities which involve the use of or presence of radiation is required to have coverage.
What must an employee do when an injury occurs?
Report the injury to the employer, orally and in writing, immediately and in any event within 30 days.
What is the procedure to add a new employee to an existing BCBS Life & Health group?
Complete enrollment application and fax it to New Blue GMS at 919-765-1213.
For more on Employee Benefits click here.
What is the procedure to remove an employee from Health group coverage?
Offer the employee state continuation/COBRA, if they accept, employee pays company. Company sends in premium. The change needs to be noted on the bill.
Is flood covered under my homeowner's policy?
NO - Flood coverage is a separate policy.
Can anyone purchase flood insurance?
Flood insurance is only available in participating communities. To find out if the community you live in participates, call your local agent or 1-800-427-4661.