Home Owners Insurance

Special discounts are available when you have multiple policies or package your Home & Auto.

What is in a standard homeowners insurance policy?
A standard homeowners insurance policy includes four essential types of coverage. They include:

• Coverage for the structure of your home.
• overage for your personal belongings.
• Liability protection.
• Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.

Automobile Insurance

Auto insurance can be confusing. But once you understand the various types of coverage that make up your policy, it’s not confusing at all. Your auto insurance is really a package of seven primary coverage’s. Together, this coverage make up a standard auto policy. Each coverage has its own separate premium. Your premium payment is the total of these separate premiums.