Commercial Property Insurance
Property insurance includes a broad range of coverage to protect you from a variety of losses. This coverage includes but may not be limited to:
- Buildings: Coverage would only be required if you own the building your business occupies. If you lease premises, your landlord should provide this coverage.
- Business personal property includes your furniture and equipment. You'll want to include the improvements or additions you might make to leased premises.
- Loss of Income
- Earthquake, Flood (if available/applicable) etc.
Note: an all-risk policy can be structured to cover all of your equipment, including computer hardware and software, plus your valuable documents. A properly written policy will include loss of income that might result from breakdowns, as well as loss of income from other hazards that would temporarily close down your business.
- Commercial Property Documents
- → Business Property Evaluation Worksheet